Wondering which apps to send money to in the US will best suit you? read on to find out the best apps to send money in the US. Most people will at some point need to send money to someone else. Whether it’s to pay for a transaction or to send money to a relative In need.
Regrettably, you can send money to anyone in the country with these best apps to send money in the US. Fortunately, these apps make sending money very easy. You don’t have to visit any physical point to send money. There are loan apps in the USA to get a quick and easy loan which you can check out as well.
Most of these apps can also be used to send money to someone abroad. You can also use them to pay certain bills and most allow you to link your credit or debit cards. These apps come with other exciting features that will be of benefit to you. Let’s check out these best apps to send money in the US.
Top 7 Apps To Send Money In The US 2023
Zelle
It’s no secret that the banking sector lags behind other sectors when it comes to managing finances electronically, and transmitting cash is no exception. To assist these institutions in keeping up with the times, Zelle steps in. It’s a user-friendly app that connects to your bank account.
You can utilize it via your bank’s mobile app if your bank is a Zelle partner. you do not need to download another app. Download the Zelle app to get going if your bank isn’t already a partner. The good news is that as long as their bank is on board, you may use Zelle to transfer cash to those who don’t have accounts.
PayPal
PayPal is one of the most popular apps to send money in the world. Originally PayPal was a payment platform for eBay. However, PayPal has grown up and introduced the ability to send payments which double as a mobile wallet and a money app. PayPal delivers the features you would anticipate from a well-known name in online payments.
Features like sending money, dividing bills, receiving quick spending notifications, purchasing Bitcoin, and more. PayPal has both local and international capabilities. Although using debit and credit cards incurs a cost, linked bank accounts, and PayPal cash transactions are free. Because PayPal’s price schedule can be complex, it may be worthwhile to study it. With PayPal, transfers also take a little longer.
Google Pay
Another app for sending money is Google Pay. Google Pay would seem to be the obvious choice if you use an Android device. It enables you to pay bills, send money to loved ones in US and India, set up recurring payments, and send money to friends and family. International money transfers are not possible, and some banks prevent you from adding a credit or debit card for use with Google Pay.
Venmo
One of the most widely used apps for sending money in the US is Venmo. This app belongs to PayPal. The Venmo app has excellent security to safeguard your bank information and is user-friendly. Venmo allows users to view, share, and engage with other people’s purchases.
If they’re looking for something a little more socially satisfying. However, you can make your payment private if you want. Debit card and bank transfers are free, credit card transfers cost 3% of the balance. And quick transfers from your Venmo account to your bank account cost 1% of the transferred amount and can go up to 10%. Transfer fees are also extremely reasonable.
You can also use a Venmo debit card or credit card to get incentives and access your Venmo amount conveniently. Additionally, Venmo provides the option to set up a business profile. Which enables entrepreneurs and casual sellers to undertake commercial transactions through the app.
Western Union
For many years, Western Union has been a household name in money transfers. It’s an incredibly quick and secure way to transfer money from one location to another. You can use this app to send money both in the US and to other locations in the world. It’s also among the most adaptable methods for sending money.
Utilize the app to send money via a credit or debit card, a bank account transfer, or by bringing cash to a nearby agent. The receiver gets the money electronically or is picked up at a bank or a Western Union facility. Even using the app, you’ll probably have to pay more to use the Western Union service. However, you are paying for the assurance that comes with being able to follow your transaction from sending to reception.
WorldRemit
WorldRemit is your first and best option if you send a lot of money overseas. There are no minimums on the amount you can send. And although the fees can vary, they are typically less than those of other apps with global capabilities. The speed at which the app executes transactions is one of WorldRemit’s most praised aspects. Money can get to recipients’ homes, be picked up from banks, or be received digitally. According to WorldRemit, transfers are quick. However, This app doesn’t have many features as other apps to send money but its speed makes it stand out.
Square’s Cash App
Cash app is the last app on our list of apps to send money in the US. This app is one of the favorite apps for many. When you use the Cash App debit card to make purchases, it gives you additional discounts and is just as simple to use as Venmo. The ability to send transfers, including quick transfers, to other Cash App users is another advantage of the app. You pay a transaction fee of 1.5% if you withdraw money from your account. You may securely trade in stocks or bitcoin with Cash App.