2. Brigit
Another loan app in the USA that allows you to get a loan before your next paycheck is Brigit. The app helps you manage your budget and grants you a loan before your next payday. To get a loan on Brigit, you will have to submit an active checking account. And the checking account must be active and have a history of about 60 days.
Mind you, your checking account must have a reasonable balance and at least three direct deposits from your employer. When you are done setting up your account, you can request funds up to $250 based on your income. Brigit has other features like short-term loan transfer when it notices you’re running low.
In addition to its features, it helps suggest a side hustle to help boost your income. Although Brigit basic membership is free, but to enjoy premium features like advance loan request at any time, you have to upgrade which cost $9.99.
3. Dave
Dave a very simple and powerful app that helps with funds before the next payday. The app tries to keep its members away from bank overdrafts by providing them with cash in advance. The Dave app also helps users with financial tips.
It helps keep track of how you spend your money monthly. When you borrow from it, the app will automatically debit you when your paycheck drops. The app has other features like suggesting side hustles that will help you increase your income and prevent you from borrowing.
To get other features of the app you have to install it. However, it’s not entirely free. The app charges users monthly. But, nevertheless, it is one of the best loan apps in the USA.
